PORTFOLIO MANAGEMENT

Stewards of your wealth

From one generation to the next

 

Focused on you

Our primary goal is to see that you achieve yours. Each client’s investment mandate is determined in consultation with the client, in order to select a suitable type of account for the client’s specific objectives and circumstances.

Aligned with clients

As an independent firm, we are not incentivized to sell expensive investment products that are not right for you. Furthermore, we eat our own cooking, investing alongside our clients.

We offer a variety of investment solutions designed to achieve your particular financial goals

Long-Term Capital Appreciation

Global and Canadian equity strategies for long-term investment horizons.

Income Generation

Our Income Model has the flexibility to invest in corporate and government bonds, REITs, convertible debentures, and high yielding equities. 

Our Investment Grade Income Model provides consistent income generation via a portfolio of highly rated corporate bonds.

Risk-Managed Growth

For clients looking for absolute return, capital appreciation with less volatility, or a lower correlation to major market indices. 

Our Generation Global Value Private Trust has the flexibility to employ short positions, option positions or other strategies, either opportunistically or for risk management, to reduce volatility, mitigate drawdowns and lower correlation to the overall market.

The Quantitative All Asset Model provides exposure to multiple asset classes (equities, commodities, and fixed income) and investing styles (quantitative equity, momentum, and trend following) in one model.

We offer a variety of investment solutions designed to achieve your particular financial goals

Long-Term Capital Appreciation

Global and Canadian equity strategies for long-term investment horizons.

Income Generation

Our Income Model has the flexibility to invest in corporate and government bonds, REITs, convertible debentures, and high yielding equities. 

Our Investment Grade Income Model provides consistent income generation via a portfolio of highly rated corporate bonds.

Risk-Managed Growth

For clients looking for absolute return, capital appreciation with less volatility, or a lower correlation to major market indices. 

Our Generation Global Value Private Trust has the flexibility to employ short positions, option positions or other strategies, either opportunistically or for risk management, to reduce volatility, mitigate drawdowns and lower correlation to the overall market.

The Quantitative All Asset Model provides exposure to multiple asset classes (equities, commodities, and fixed income) and investing styles (quantitative equity, momentum, and trend following) in one model.

Client Approach

“Our portfolio construction process creates a plan that’s tailored to your needs and goals.”

Michelle Tatham, P. Eng., CFP
Associate Portfolio Manager

PORTFOLIO CONSTRUCTION

You’re at the centre of our portfolio construction process.

Discovery

A Generation portfolio manager consults with each client to determine an appropriate investment mandate that fits with the client’s specific objectives and circumstances.

Implementation

We construct a portfolio for the client’s mandate based on the relevant model portfolio(s) or a customized approach.

Reporting

We keep our clients informed through regular contact, including quarterly portfolio statements and market letters. Direct access to portfolio managers is encouraged to ensure we are informed of changes to clients’ financial circumstances.

Ongoing Review

We encourage regular contact to allow the portfolio manager to be made aware of any changes in a client’s financial situation, which may warrant a different investment mandate.

Our Clients

Every client has a unique profile, risk tolerance, goals and aspirations. By utilizing separately managed accounts our portfolio managers can achieve a level of customization not available via pooled funds, mutual funds, ETFs, or robo advisor platforms.

Account types for any goal

Save for retirement. Diversify. Grow your wealth. Generate income.

RRSP

Most popular retirement account. Avoid taxes today, pay after you retire.

TFSA

Avoid taxes on gains, dividends, and interest over time.

RESP

Save for your child’s education through a RESP.

Non-Registered

Flexible investment account.

IRA

Provides tax advantages for retirement savings for U.S. clients.

RRIF

Convert your RRSP after age 71.

LIRA

Account type for pensions from previous employers.

Corporate

For corporations and entrepreneurs.

How Model Portfolios Work

We manage each client account based on corresponding model portfolios, which are notional allocations of securities. Once the client mandate has been established, we construct a portfolio of securities based on the applicable investment model(s) selected to guide the investments for the client’s account(s). Generally, client portfolios will effectively mirror the holdings of the applicable model but may account for client-specific factors such as income requirements, tax-related considerations and investment requests or restrictions specified by the client. A particular client account’s holdings and weightings may also deviate from the model as a result of the composition of the client account and cash available to purchase new positions and/or market forces which impact whether specific securities will be purchased, sold, or held for a client account from time to time.

Transparent Portfolio Reporting

We keep our clients informed through regular contact, including quarterly portfolio statements and market letters. Regular direct access to portfolio managers is encouraged to ensure we are informed of changes to clients’ financial circumstances.

Clients receive a comprehensive quarterly statement detailing all current positions and each transaction during the period. An in-depth quarterly letter discusses our market outlook and significant portfolio holdings. Annual tax reporting includes all income, capital gains/losses and portfolio expenses during the year.

Brokerage and Custody

We generally use our affiliated investment dealer, Generation IACP Inc., for brokerage services, including trade execution. Generation IACP shares common ownership with us, as well as certain personnel and office premises, and the two organizations exchange research ideas and strategies. The cash and securities of each client are custodied in an individual account held in the client’s name at a major financial institution.
 

Get in touch with a Generation PMCA Portfolio Manager

Q&A

Client Approach

Stewards of your wealth

From one generation to the next

 

Focused on you

Our primary goal is to see that you achieve yours. Each client’s investment mandate is determined in consultation with the client, in order to select a suitable type of account for the client’s specific objectives and circumstances.

Aligned with clients

As an independent firm, we are not incentivized to sell expensive investment products that are not right for you. Furthermore, we eat our own cooking, investing alongside our clients.

We offer a variety of investment solutions designed to achieve your particular financial goals

Long-Term Capital Appreciation

Global and Canadian equity strategies for long-term investment horizons.

Income Generation

Our Income Model has the flexibility to invest in corporate and government bonds, REITs, convertible debentures, and high yielding equities. 

Our Investment Grade Bond Model provides consistent income generation via a portfolio of highly rated corporate bonds.

Risk-Managed Growth

For clients looking for absolute return, capital appreciation with less volatility, or a lower correlation to major market indices. 

Our Generation Global Value Private Trust has the flexibility to employ short positions, option positions or other strategies, either opportunistically or for risk management, to reduce volatility, mitigate drawdowns and lower correlation to the overall market.

The Quantitative All Asset Model provides exposure to multiple asset classes (equities, commodities, and fixed income) and investing styles (quantitative equity, momentum, and trend following) in one model.

Portfolio Construction Proces

Discovery

A Generation portfolio manager consults with each client to determine an appropriate investment mandate that fits with the client’s specific objectives and circumstances.

Implementation

We construct a portfolio for the client’s mandate based on the relevant model portfolio(s) or a customized approach.

Reporting

We keep our clients informed through regular contact, including quarterly portfolio statements and market letters. Direct access to portfolio managers is encouraged to ensure we are informed of changes to clients’ financial circumstances.

Ongoing Review

We encourage regular contact to allow the portfolio manager to be made aware of any changes in a client’s financial situation, which may warrant a different investment mandate.

Our Clients

Every client has a unique profile, risk tolerance, goals and aspirations. By utilizing separately managed accounts our portfolio managers can achieve a level of customization not available via pooled funds, mutual funds, ETFs, or robo advisor platforms.

Account types for any goal

Save for retirement. Diversify. Grow your wealth. Generate income.

RRSP

Most popular retirement account. Avoid taxes today, pay after you retire.

TFSA

Avoid taxes on gains, dividends, and interest over time.

RESP

Save for your child’s education through a RESP.

Non-Registered

Flexible investment account.

IRA

Provides tax advantages for retirement savings for U.S. clients.

RRIF

Convert your RRSP after age 71.

LIRA

Account type for pensions from previous employers.

Corporate

For corporations and entrepreneurs.

How Model Portfolios Work

We manage each client account based on corresponding model portfolios, which are notional allocations of securities. Once the client mandate has been established, we construct a portfolio of securities based on the applicable investment model(s) selected to guide the investments for the client’s account(s). Generally, client portfolios will effectively mirror the holdings of the applicable model but may account for client-specific factors such as income requirements, tax-related considerations and investment requests or restrictions specified by the client. A particular client account’s holdings and weightings may also deviate from the model as a result of the composition of the client account and cash available to purchase new positions and/or market forces which impact whether specific securities will be purchased, sold, or held for a client account from time to time.

Transparent Portfolio Reporting

We keep our clients informed through regular contact, including quarterly portfolio statements and market letters. Regular direct access to portfolio managers is encouraged to ensure we are informed of changes to clients’ financial circumstances.

Clients receive a comprehensive quarterly statement detailing all current positions and each transaction during the period. An in-depth quarterly letter discusses our market outlook and significant portfolio holdings. Annual tax reporting includes all income, capital gains/losses and portfolio expenses during the year.

Brokerage and Custody

We generally use our affiliated investment dealer, Generation IACP Inc., for brokerage services, including trade execution. Generation IACP shares common ownership with us, as well as certain personnel and office premises, and the two organizations exchange research ideas and strategies. The cash and securities of each client are custodied in an individual account held in the client’s name at a major financial institution.
 

Get in touch with a Generation PMCA Portfolio Manager

Q&A