Our ETF Portfolios
You’ll work closely with one of our investment experts to create a portfolio tailored to your investment objectives, risk profile, and financial circumstances.
- Conservative Bond ETF Model
- Core Bond ETF Model
- Total Income ETF Model
- Income + Dividend ETF Model
- Multi-Asset ETF Model
- Global Equity ETF Model
Conservative Bond ETF Model
MODEL DETAILS
The Conservative Bond ETF Model is comprised of Canadian government bond ETFs and Canadian corporate investment grade bond ETFs.
WHO SHOULD INVEST
Clients looking for income generation with minimum volatility.
TARGET PORTFOLIO MIX*
| 30% | SHORT TERM GOVERNMENT BOND ETFs |
| 50% | GOVERNMENT BOND ETFs |
| 20% | INVESTMENT GRADE BOND ETFs |
Core Bond ETF Model
MODEL DETAILS
The Core Bond ETF Model is comprised of Canadian government bond ETFs, Canadian corporate investment grade bond ETFs, and Canadian high-yield bond ETFs.
WHO SHOULD INVEST
Clients looking for income generation.
TARGET PORTFOLIO MIX*
| 45% | GOVERNMENT BOND ETFs |
| 40% | INVESTMENT GRADE BOND ETFs |
| 15% | HIGH YIELD BOND ETFs |
Total Income ETF Model
MODEL DETAILS
The Total Income ETF Model is comprised of Canadian government bond ETFs, Canadian corporate investment grade bond ETFs, high-yield bond ETFs, and global real estate and infrastructure ETFs.
WHO SHOULD INVEST
Clients looking for income generation and the potential long-term capital appreciation from real estate and infrastructure exposure.
TARGET PORTFOLIO MIX*
| 25% | GOVERNMENT BOND ETFs |
| 25% | INVESTMENT GRADE BOND ETFs |
| 20% | HIGH YIELD BOND ETFs |
| 15% | REAL ESTATE ETFs |
| 15% | INFRASTRUCTURE ETFs |
Income + Dividend ETF Model
MODEL DETAILS
The Income + Dividend ETF Model adds Canadian dividend-paying equities to our Total Income ETF Model.
WHO SHOULD INVEST
Clients looking for income generation plus capital gains potential from dividend-paying equities, global real estate, and infrastructure.
TARGET PORTFOLIO MIX*
| 10% | GOVERNMENT BOND ETFs |
| 20% | INVESTMENT GRADE BOND ETFs |
| 20% | HIGH YIELD BOND ETFs |
| 15% | REAL ESTATE ETFs |
| 15% | INFRASTRUCTURE ETFs |
| 20% | DIVIDEND EQUITY ETFs |
Multi-Asset ETF Model
MODEL DETAILS
The Multi-Asset ETF Model provides exposure to equity, commodity, income, real estate, and infrastructure asset classes.
WHO SHOULD INVEST
Clients looking for exposure to multiple asset classes.
TARGET PORTFOLIO MIX*
| 50% | U.S. EQUITY ETFs |
| 20% | EAFE EQUITY ETFs |
| 10% | GOLD ETFs |
| 10% | REAL ESTATE ETFs |
| 10% | INFRASTRUCTURE ETFs |
Global ETF Model
MODEL DETAILS
The Global Equity ETF Model provides exposure to global equities via U.S., Canadian, EAFE, and emerging market ETFs.
WHO SHOULD INVEST
Clients looking for a globally diversified equity strategy.
TARGET PORTFOLIO MIX*
| 54% | U.S. EQUITY ETFs |
| 28% | EAFE EQUITY ETFs |
| 15% | EMERGING MARKET ETFs |
| 3% | CANADIAN EQUITY ETFs |
*The “Target Portfolio Mix” is a notional guideline of the relative weighting of various ETF categories. The actual allocation of ETFs in a client account will vary from the “Target Portfolio Mix”, with the concentration in each ETF category depending on: Generation uses an active investment style to construct portfolios based on attractiveness to Generation of investments, sectors, and markets, from time to time; client’s specific preferences, restrictions and circumstances; and fluctuations on a day-to-day basis due to changes in investment prices, market volatility, income generation from investments, and timing of client deposits or withdrawals.
MICHELLE TATHAM, P.ENG, CFP
PORTFOLIO MANAGER – CLIENT RELATIONSHIP MANAGER
Expert guidance from our team of investment professionals
“We’re there at your side throughout your entire journey.”
MICHELLE TATHAM, P.ENG, CFP
PORTFOLIO MANAGER – CLIENT RELATIONSHIP MANAGER
PORTFOLIO CONSTRUCTION
A Generation portfolio manager consults with each client to determine an appropriate investment mandate that fits with the client’s specific objectives and circumstances.
TAX OPTIMIZATION
Our separately managed accounts allow for tax strategies that are not possible with mutual funds, pooled funds, or other types of investment accounts and products.
ONGOING REVIEW & CONSULTATION
You and your Generation portfolio manager will meet regularly to review your portfolio and any updates to your investment objectives, risk profile, and financial circumstances
Account types for any goal
Save for retirement. Diversify. Grow your wealth. Generate income.
RRSP
Most popular retirement account. Avoid taxes today, pay after you retire.
TFSA
Avoid taxes on gains, dividends, and interest over time.
RESP
Save for your child’s education through a RESP.
Non-Registered
Flexible investment account.
IRA
Provides tax advantages for retirement savings for U.S. clients.
RRIF
LIRA
Corporate
The Benefits of ETFs
GLOBAL DIVERSIFICATION
ETFs provide access to hundreds of bonds or equities via one security.
ACCESS TO MULTIPLE ASSET CLASSES
Exposure to asset classes such as commodities, real estate, infrastructure and other sectors can be easily obtained via ETFs.
LOWER FEES
ETF fees are typically much lower than mutual funds or other investment products.
TAX EFFICIENCY
ETFs can be more tax-efficient than mutual funds or other types of investment products. As passively managed portfolios, ETFs tend to realize fewer capital gains than their actively managed counterparts.
Learn more about our ETF Portfolios
GENERATION PMCA
ETF PORTFOLIOS
Tax-efficient, low-fee portfolios for long-term growth or income generation.
Our ETF Portfolios
You’ll work closely with one of our investment experts to create a portfolio tailored to your investment objectives, risk profile, and financial circumstances.
-
MODEL DETAILS
The Conservative Bond ETF Model is comprised of Canadian government bond ETFs and Canadian corporate investment grade bond ETFs.
WHO SHOULD INVEST
Clients looking for income generation with minimum volatility.
TARGET PORTFOLIO MIX*
- 30% SHORT TERM GOVERNMENT BOND ETFs
- 50% GOVERNMENT BOND ETFs
- 20% INVESTMENT GRADE BOND ETFs
-
MODEL DETAILS
The Core Bond ETF Model is comprised of Canadian government bond ETFs, Canadian corporate investment grade bond ETFs, and Canadian high-yield bond ETFs.
WHO SHOULD INVEST
Clients looking for income generation.
TARGET PORTFOLIO MIX*
- 40% GOVERNMENT BOND ETFs
- 40% INVESTMENT GRADE BOND ETFs
- 15% HIGH YIELD BOND ETFs
-
MODEL DETAILS
The Total Income ETF Model is comprised of Canadian government bond ETFs, Canadian corporate investment grade bond ETFs, high-yield bond ETFs, and global real estate and infrastructure ETFs.
WHO SHOULD INVEST
Clients looking for income generation and potential long-term capital gain appreciation from real estate and infrastructure exposure.
TARGET PORTFOLIO MIX*
- 25% GOVERNMENT BOND ETFs
- 20% INVESTMENT GRADE BOND ETFs
- 20% HIGH YIELD BOND ETFs
- 15% REAL ESTATE ETFs
- 15% INFRASTRUCTURE ETFs
-
MODEL DETAILS
The Income + Dividend ETF Model adds Canadian dividend-paying equities to our Total Income ETF Model.
WHO SHOULD INVEST
Clients looking for income generation plus capital gains potential from dividend-paying equities, global real estate, and infrastructure.
TARGET PORTFOLIO MIX*
- 10% GOVERNMENT BOND ETFs
- 20% INVESTMENT GRADE BOND ETFs
- 20% HIGH YIELD BOND ETFs
- 15% REAL ESTATE ETFs
- 15% INFRASTRUCTURE ETFs
- 20% DIVIDEND EQUITY ETFs
-
MODEL DETAILS
The Multi-Asset ETF Model provides exposure to equity, commodity, income, real estate, and infrastructure asset classes.
WHO SHOULD INVEST
Clients looking for exposure to multiple asset classes.
TARGET PORTFOLIO MIX*
- 50% U.S. EQUITY ETFs
- 20% EAFE EQUITY ETFs
- 10% GOLD ETFs
- 10% REAL ESTATE ETFs
- 10% INFRASTRUCTURE ETFs
-
MODEL DETAILS
The Global Equity ETF Model provides exposure to global equities via U.S., Canadian, EAFE, and emerging market ETFs.
WHO SHOULD INVEST
Clients looking for a globally diversified equity strategy.
TARGET PORTFOLIO MIX*
- 54% U.S. EQUITY ETFs
- 28% EAFE EQUITY ETFs
- 15% EMERGING MARKET ETFs
- 3% CANADIAN EQUITY ETFs
*The “Target Portfolio Mix” is a notional guideline of the relative weighting of various ETF categories. The actual allocation of ETFs in a client account will vary from the “Target Portfolio Mix”, with the concentration in each ETF category depending on: Generation uses an active investment style to construct portfolios based on attractiveness to Generation of investments, sectors, and markets, from time to time; client’s specific preferences, restrictions and circumstances; and fluctuations on a day-to-day basis due to changes in investment prices, market volatility, income generation from investments, and timing of client deposits or withdrawals.
“We’re there at your side throughout your entire journey.”
MICHELLE TATHAM, P.ENG, CFP
PORTFOLIO MANAGER – CLIENT RELATIONSHIP MANAGER
PORTFOLIO CONSTRUCTION
A Generation portfolio manager consults with each client to determine an appropriate investment mandate that fits with the client’s specific objectives and circumstances.
TAX OPTIMIZATION
Our separately managed accounts allow for tax strategies that are not possible with mutual funds, pooled funds, or other types of investment accounts and products.
ONGOING REVIEW & CONSULTATION
You and your Generation portfolio manager will meet regularly to review your portfolio and any updates to your investment objectives, risk profile, and financial circumstances
The Benefits of ETFs
GLOBAL DIVERSIFICATION
ETFs provide access to hundreds of bonds or equities via one security.
ACCESS TO MULTIPLE ASSET CLASSES
Exposure to asset classes such as commodities, real estate, infrastructure and other sectors can be easily obtained via ETFs.
LOWER FEES
ETF fees are typically much lower than mutual funds or other investment products.
TAX EFFICIENCY
ETFs can be more tax-efficient than mutual funds or other types of investment products. As passively managed portfolios, ETFs tend to realize fewer capital gains than their actively managed counterparts.